Which of the following is NOT a major type of construction insurance?

The correct answer is health insurance, as it does not specifically relate to construction projects in the same way that the other options do. Workers' compensation insurance, builders risk insurance, and general liability insurance are all crucial components of risk management in the construction industry.

Workers' compensation insurance is designed to cover medical expenses and lost wages for employees who are injured on the job. It is a mandatory form of insurance that protects both workers and employers during workplace incidents.

Builders risk insurance offers coverage for buildings under construction, protecting against risks such as theft, vandalism, and certain types of damage. This insurance is specific to projects that are in progress, highlighting its significance in the construction sector.

General liability insurance protects against claims of bodily injury and property damage that may arise during the construction process. It safeguards against lawsuits and claims from third parties, ensuring financial protection for construction firms.

Conversely, health insurance typically refers to medical coverage for individuals rather than a specific type of insurance related directly to construction activities. While health insurance can be a part of employee benefits in the construction industry, it does not directly address the unique risks encountered specifically in construction projects.